New Zealand is the best place in the world to break a leg while backpacking


New Zealand is the best place in the world to break a leg while backpacking insurance

New Zealand is the best country in the world to get injured on a backpacking holiday, according to new travel insurance research.

UK-based insurance start-up Bought By Many has identified the best and worst places to need medical treatment among some of the world’s most popular backpacker destinations, based on cost of treatment, travel costs and quality of care.

Countries included in the analysis were the USA, India, Peru, Vietnam, Thailand, Costa Rica, Nepal, Australia, New Zealand and Sri Lanka.

The study found Sri Lanka and New Zealand offered the most affordable treatment, costing £172 (NZ$313) in Sri Lanka and £174 (NZ$316) in New Zealand based on the average costs for travel insurance medical claims for the year 2014-15.

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The USA was the most expensive place for treatment, at £1044 (NZ$1896), followed by India at £844 (NZ$1533).

In New Zealand, medical costs took up just 30 per cent of a traveller’s average weekly spend, compared to India, where a medical emergency would cost nine times what they would have spent in a week.

New Zealand also offered the best ratio of quality of care against cost of care, ranked 41 out of 190 countries, according to the World Health Organisation.

Australia had the highest World Health Organisation rank, at 32, and India had the lowest, at 112.

The study concluded that New Zealand was the best place to get injured, with the highest quality of care at the lowest cost. 

India was considered the worst place to get injured, with the lowest value of care at the highest cost.